XPro to close on 30 September – is a total loss imminent?
Official closure on 30 September 2025
XPro has announced that it will cease all global operations on 30 September 2025. Officially, the decision is said to be strategic and not due to financial or operational problems. From our point of view, this is a warning sign: time and again, we see companies in MLM and crypto structures glossing over their demise with fine-sounding phrases, while investors fear for their money.
Diffuse responsibilities instead of clear accountability
Particularly critical is the instruction to contact ‘superiors’ directly with questions about funds. This shifts the authority to provide information and make decisions to referral structures, where experience shows that those affected rarely receive legally binding answers.
In addition, it was announced that Centtura no longer acts as a service provider; however, in case of problems, one should still contact their support team. We are familiar with this pattern: responsibilities are shifted until, in the end, no one is accountable. Investors run the risk of being referred back and forth between XPro and Centtura without being able to realise their claims.
Three-stage closure process – only for a limited time
The announced phases appear to be a liquidation plan, but in fact they set tight deadlines for payouts and data confirmations:
- 13–20 September: Official notification, general support.
- 21–30 September: Last chance to withdraw commissions and confirm account details.
- From 1 October: Only 90 days of email support left – after that, the platform will be shut down for good.
Note: Experience shows that it is much more difficult to enforce outstanding claims after 30 December 2025.
Recurring patterns – parallels to other projects
Our research shows that XPro has the same structural characteristics as Zeniq, Safir and similar projects:
- Unclear responsibilities for payouts
- Reference to external service providers who can also withdraw
- Conclusion under the slogan ‘strategic step’ while funds are at risk
- No discernible supervision/licensing
Warnings from publicly available sources, such as European financial regulators on MLM crypto models, confirm that investors in such structures enjoy little protection.
Follow-up structure via ‘CONNECT’: old wine in new bottles?
Parallel to the XPro settlement, CONNECT (connect.ac) has emerged as a model advertised as a ‘private hub’ that bundles ‘trusted providers’ such as WADZ, BXpay, NodeK and Centtura – with rhetoric strongly reminiscent of Safir, Zeniq, XPro and Homnifi. Although CONNECT distinguishes itself from classic MLM in its FAQ, it continues to rely on referral mechanisms and invitation bonuses – a familiar pattern.
- According to its own documents, WADZ automatically links deposits 50/50 to ETH/USDC LPs (Uniswap); returns come from pool fees, with licence levels up to 70/30 profit split and 3× earn cap. The ‘Recovery Programme’ is controversial: it addresses former communities and allows the conversion of certain alt/promo tokens (including Homnifi Promo, T-Balance, Journey Bridge) into a non-transferable WADZ balance – an approach that specifically targets aggrieved investors.
- NodeK advertises ‘hardware-backed minting,’ BXpay as a payment provider (according to the website: BankXcellerator ApS, Denmark). The similarity in name to ‘B2Pay,’ which was mentioned in an FMA warning in the XPro context, is striking – without claiming that they are the same.
- Centtura also appears in the CONNECT cosmos; together with WADZ/BXpay/NodeK, this creates the impression of a connection architecture in which responsibilities are shifted and old narratives are reactivated – while investors once again bear the risks of accounts, payouts and burden of proof.
Legal classification (EU reference)
Licence fees, profit sharing and automated pools may – depending on their structure – fall under the KWG (DE), BWG (AT) or MiCA. Without authorisation, such offers may not be legally operated in the EU. Targeting individuals who have already suffered losses via a ‘recovery programme’ may, depending on the individual case, be considered exploitation of a particular situation (Section 4a UWG). Marketing terms such as ‘no MLM’, “transparent” or ‘fair’ also conflict with real risks (smart contract errors, impermanent loss, licence costs) that classic DeFi protocols do not face.
Conclusion: Extreme caution is advised
The announced closure of XPro should not be understood as an ‘orderly, strategic process,’ but rather as a serious warning signal. Those affected must expect that claims will be lost or become more difficult to enforce without swift action.
Recommendations:
- Request payouts immediately and document them completely
- Secure written evidence (contracts, terms and conditions, transaction IDs, communication)
- Do not make any further payments
We see this as another example of the ‘Phoenix model’: old structures are closed, follow-up models are positioned, while responsibilities remain unclear and funds are at risk.
Note / Legal: This article is a journalistic analysis. It contains both verifiable facts (with sources) and assessments in the sense of expressions of opinion in accordance with Art. 5 GG / Art. 10 ECHR. All assessments are based on publicly available information and our own research (as of 29 September 2025). Affected companies have the opportunity to comment and issue counterstatements.
Sources / Status:
Warnings from European financial supervisory authorities regarding MLM/crypto structures, e.g.:
FINMA Switzerland: Warnings about unauthorised financial service providers (finma.ch, as of 2024/2025
FMA Austria: Investor warnings on crypto platforms (fma.gv.at, as of 2024/2025)
BaFin Germany: Consumer warnings on unauthorised crypto trading (bafin.de, as of 2025)
Chat excerpts: XPro support
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