NEXT STEP: From lobby group to European institution – BECM expands its structure to include a cooperative for legal interests (SCE)

The BE – European Cooperative Society for Legal Interests (SCE) aims to make cross-border interest representation more transparent, efficient and even more international in the future. If those responsible, assets and business models already operate globally, then the structures for processing them must also become more global. Four levels – one common objective To address […]

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Anyone who immediately calls every assignment procedure a “scam” simply hasn’t understood the system.

Why international claims enforcement is often misunderstood The internet apparently has a new favorite word: “scam”. International legal proceedings taking longer than three days? Scam.Lawyers don’t work for free? Scam. International debt collection costs money? Of course, that’s another scam. Perhaps it would be more useful to first explain the difference between: to understand before […]

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Banks out of control – increasingly de-banking!

It’s not the behavior that matters – but the structure. How de-banking becomes a systemic risk for international companies Bank account blocked.No warning. No specific reason given. What initially appears to many to be an isolated case, upon closer inspection reveals itself to be part of a larger pattern. Companies in cross-border business are increasingly […]

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De-risking instead of individual case review: When banks push companies out of payment transactions

De-risking refers to the practice of banks terminating business relationships not because of specific legal violations, but to reduce regulatory, reputational, or operational risks across the board. Often, entire customer groups or business models are excluded instead of examining and managing risks on a case-by-case basis. The competition between traditional banks and FinTechs is increasingly […]

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Why pyramid and snowball schemes survive despite court rulings – and who needs to close the loophole

Why independent review by BE Conflict Management is crucial Time and again, courts and supervisory authorities find that certain sales or investment models meet the criteria of a snowball or pyramid scheme. Nevertheless, there are often no criminal consequences for the key players. For victims, this seems contradictory: if a scheme was or is illegal, […]

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When accounts are blocked: Court strengthens the right to full disclosure under the GDPR

Account blocks and abrupt terminations of business relationships are often difficult for those affected to understand. It often remains unclear what data was used, what checks were carried out and whether external parties were involved. A recent, legally binding ruling by an Austrian court now clarifies that anyone who processes personal data must provide comprehensive […]

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A Christmas greeting

As the year draws to a close, we would like to express our sincere thanks.

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Neutral when it comes to fraud, merciless when it comes to customers – the double failure of banks

How credit institutions enable fraud and expropriate innocent people at the same time ‘Which is the greater crime, robbing a bank or founding one?’ Today, Brecht’s famous question seems less provocative than sobering. What is increasingly evident in the European banking sector is no longer an isolated case, but a structural failure. Banks are acting […]

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Account closures, terminations, transfer blocks without explanation – where banks go too far legally and systematically undermine GDPR rights!

‘Which is the greater crime, robbing a bank or founding one?’ (Bertolt Brecht) When risk management becomes a legal vacuum Account closures and transaction blocks are now part of everyday life for many private and business customers. Banks regularly cite money laundering prevention, internal risk models or regulatory obligations as reasons for this. From a […]

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The SEB Pank AS case – When risk models damage companies: The structural failure of European AML systems

One of many individual cases that highlights a systemic problem in Europe. The fight against money laundering has long since become a fight against shadows – and increasingly, it is hitting the wrong people. What is supposed to protect financial systems in theory is increasingly leading to false alarms, account freezes and business-damaging stigmatisation of […]

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