Account closures, terminations, transfer blocks without explanation – where banks go too far legally and systematically undermine GDPR rights!

‘Which is the greater crime, robbing a bank or founding one?’ (Bertolt Brecht) When risk management becomes a legal vacuum Account closures and transaction blocks are now part of everyday life for many private and business customers. Banks regularly cite money laundering prevention, internal risk models or regulatory obligations as reasons for this. From a […]

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The SEB Pank AS case – When risk models damage companies: The structural failure of European AML systems

One of many individual cases that highlights a systemic problem in Europe. The fight against money laundering has long since become a fight against shadows – and increasingly, it is hitting the wrong people. What is supposed to protect financial systems in theory is increasingly leading to false alarms, account freezes and business-damaging stigmatisation of […]

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‘Silence protects the wrong people – Why victims of pyramid schemes should speak up’

Many people affected by MLM and pyramid schemes are familiar with the same pattern: First, there is great disappointment when the supposedly safe investment turns out to be a pipe dream. There is complaining, and the anger over lost money is palpable. But as soon as it comes to demanding accountability or presenting evidence, many […]

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Compliance: a never-ending battle? Why Wise customers are increasingly suffering from regulatory measures

Wise (formerly TransferWise) is considered a flagship fintech company for low-cost international transfers. However, the reality of recent months paints a different picture: regulatory authorities in the US and Europe are repeatedly intervening. For customers, this means more bureaucracy, frozen accounts and legal uncertainty. US: Million-dollar fine for AML deficiencies In July 2025, several US […]

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Q&A – BE Conflict Managementwith Ben Ecker, CEO

Explanations of our working methods, structured cooperation with partner law firms, and the most important questions from our clients. In recent months, we have received a few general questions about our procedures and activities. As an internationally active company, it is essential for us to present our work as transparently as possible. Therefore, we answer […]

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