Harald Seiz founded Karatbars in 2011, but all related companies have failed and every aggrieved party should secure a refund of their investment. This company construction is a true chameleon, new idea results in a new company. About credit cards with integrated gold threads, fake purchases of gold mines in Madagascar, alleged bank purchases in the USA, the KaratBank Coin without a trading platform or physical gold as security for deposits. Nothing worked.
You need to load content from reCAPTCHA to submit the form. Please note that doing so will share data with third-party providers.
More InformationYou need to load content from reCAPTCHA to submit the form. Please note that doing so will share data with third-party providers.
More InformationYou are currently viewing a placeholder content from Facebook. To access the actual content, click the button below. Please note that doing so will share data with third-party providers.
More InformationYou are currently viewing a placeholder content from Instagram. To access the actual content, click the button below. Please note that doing so will share data with third-party providers.
More InformationYou are currently viewing a placeholder content from X. To access the actual content, click the button below. Please note that doing so will share data with third-party providers.
More Information
The sunk cost effect: Why people stick with questionable investments
From the outside, it often seems incomprehensible: Why do people stick with projects that obviously don’t benefit them or even harm them? The answer often lies not in a lack of intelligence or information, but in a psychological phenomenon: the sunk cost effect. What is behind this effect? The “sunk cost effect” describes the tendency […]
The allegations against Josip Heit and the Apertum Foundation at a glance
With an Emergency Cease and Desist Order (ENF-25-CDO-1889), the Texas State Securities Board (TSSB) has taken decisive action against the Apertum Foundation, its founder Josip Heit and several associates. The allegation: alleged fraudulent distribution of unregistered securities in Texas – a legal development with potentially global implications. The TSSB accuses the network surrounding the Apertum […]
Apertum proceedings in Texas: What the Texan judiciary is demanding!
The proceedings against Josip Heit and the Apertum Foundation are increasingly developing into an international legal marathon. In the previous article in our series, we shed light on the background and previous stages of the proceedings. It is now clear that the pressure on the accused is growing and the Texan authorities are pressing ahead […]
The showdown over Apertum: what awaits Josip Heit & Co in the Texas proceedings
Grafik zur Verfügung der Texas State Securities Board gegen Apertum im Juni 2025
Tokenisation in the commodities market: silver impresses, copper disappoints
In times of inflation, banking crises and geopolitical uncertainty, investors are looking for stable assets. Precious metals are traditionally highly valued – but while gold maintains its reputation as a ‘safe haven’, some providers are increasingly trying to establish copper as an investment metal. This is a dangerous development, as copper is simply unsuitable for […]
DAO1 under pressure: New projects despite international warnings
DAO1, a blockchain project claiming community participation and technological innovation, is coming under increasing regulatory fire internationally. While new products such as AI-based investment advice and a venture fund for start-ups are being unveiled, several regulatory authorities have publicly warned against the business model and drawn parallels to already known structures from the crypto sector. […]
With lawyers instead of arguments: How Apertum is trying to silence criticism.
A comment from CEO Ben Ecker on the warning letter against our DAO1 investigation: “The Berlin law firm Irlemoser has issued a warning letter against our editorial team on behalf of Apertum Holding Ltd. They are demanding that we delete our article “DAO1 and Apertum: Crypto promises with deception?” and that we sign a cease-and-desist […]