Many people affected by MLM and pyramid schemes are familiar with the same pattern: First, there is great disappointment when the supposedly safe investment turns out to be a pipe dream. There is complaining, and the anger over lost money is palpable. But as soon as it comes to demanding accountability or presenting evidence, many […]
The German Federal Financial Supervisory Authority (BaFin) issued an official consumer warning about DAO1 and related products from Apertum Holding Limited. The German supervisory authority advises extreme caution and refers to the BaFin company database for authorized providers. BaFin: Federal Financial Supervisory Authority Newsletter — 02/10/2025 Notice dated 02/10/2025Dao1(.)ai: BaFin warns about DAO1 The financial […]
Austin / 1 August 2025 – According to a decision dated 31 July 2025, the Texas State Securities Board (TSSB) has lifted its emergency order against the Apertum Foundation and the individuals named in connection with it, namely Josip Heit, Dirc Zahlmann, Bruce Innes Wylde Hughes and Dennis Loos. It is noteworthy that the decision […]
On 17 June 2025, the 3rd Civil Chamber of the Frankfurt am Main Regional Court rejected an application for a preliminary injunction filed by Apertum Holding Ltd. against the media portal BE CONFLICT MANAGEMENT LIMITED (BEKM.eu). No appeal was lodged against the decision within the two-week deadline, meaning that the decision is now final. The […]
From the outside, it often seems incomprehensible: Why do people stick with projects that obviously don’t benefit them or even harm them? The answer often lies not in a lack of intelligence or information, but in a psychological phenomenon: the sunk cost effect. What is behind this effect? The “sunk cost effect” describes the tendency […]
With an Emergency Cease and Desist Order (ENF-25-CDO-1889), the Texas State Securities Board (TSSB) has taken decisive action against the Apertum Foundation, its founder Josip Heit and several associates. The allegation: alleged fraudulent distribution of unregistered securities in Texas – a legal development with potentially global implications. The TSSB accuses the network surrounding the Apertum […]
The proceedings against Josip Heit and the Apertum Foundation are increasingly developing into an international legal marathon. In the previous article in our series, we shed light on the background and previous stages of the proceedings. It is now clear that the pressure on the accused is growing and the Texan authorities are pressing ahead […]
Grafik zur Verfügung der Texas State Securities Board gegen Apertum im Juni 2025
In times of inflation, banking crises and geopolitical uncertainty, investors are looking for stable assets. Precious metals are traditionally highly valued – but while gold maintains its reputation as a ‘safe haven’, some providers are increasingly trying to establish copper as an investment metal. This is a dangerous development, as copper is simply unsuitable for […]
DAO1, a blockchain project claiming community participation and technological innovation, is coming under increasing regulatory fire internationally. While new products such as AI-based investment advice and a venture fund for start-ups are being unveiled, several regulatory authorities have publicly warned against the business model and drawn parallels to already known structures from the crypto sector. […]
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